Bajaj Finserv App is trusted by over 50 million customers across India for their financial and payment needs. This app allows you to apply for personal loans, home loans, gold loans, and other financial products online. You can shop offline from over 1 million products at no cost EMI, manage investments, get insurance, and much more. BHIM UPI allows you to easily pay all of your utility bills, recharge your mobile and DTH services, and transfer money.
Instant Personal Loan App
• Apply for an instant personal loan of up to ₹55 lakh with this loan app.
• Doctors and chartered accountants can obtain funding through professional loans.
• Individuals who work for themselves can apply for a low-interest business loan.
Highlights of Personal Loan: –
- Finance Amount: ₹20,000 to ₹55 Lakh
- Repayment Period: 6 to 96 months – Interest Rate (APR): 10% to 31%.
- Processing fees: up to 3.93% of disbursed amount, inclusive of taxes.
For a loan of ₹1,00,000 at a 15% annual interest rate for 12 months, resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is around ₹1,12,340.
Locate stores for no-cost EMI at Bajaj Mall.
- Visit stores at Bajaj Mall to take advantage of No-Cost EMI options on over 1 million products.
- Everything from electronics, appliances, and smartphones to fitness equipment and furniture is available on No-Cost EMI.
- Bajaj Mall features all of the top brands, including Samsung, Sony, LG, Whirlpool, and others.
- Use the store locator to find your nearest Bajaj Finserv Partner Store for in-store shopping.9
Bill Payment and Online Recharge
- Online bill payments.
- Pay your electricity bill online, along with other monthly utilities like water, LPG, and broadband. Get cashback on your bill payment, credited to your Bajaj Pay Wallet.
- Online Mobile Recharge.
- On the Bajaj Finserv App, you can find all of the top billers for mobile recharge, including Jio, Airtel, and Vi. Earn cashback on mobile recharges with the Bajaj Pay UPI and redeem it for future bill payments.
- FASTag : The Bajaj Finserv App allows for quick and easy FASTag recharge. You can recharge on the go and travel without hassle.